Wondering how much Opay employees make in 2025? Whether you are contemplating a job offer at Opay or are simply interested in payroll from emerging tech startups around the world, understanding the Opay salary structure can be important.
Opay is popular for its innovations and expansion across the African region and beyond. However, does their payment structure reflect their standing as one of the leading Fintech companies?
This post aims to analyze the available salary data for Opay by various locations and job roles, collating the most recent pieces of information through salary surveys, employee interviews and others.
Introducing Opay: A Fintech Powerhouse
Opay started operation in 2018 with its base in Nigeria. Its purpose was building easier, cashless solutions designed for Africa. Opay has diversified into several sectors over the years including ride-hailing, food delivery, and savings options. With backing from global investors, Opay has grown into an employer of choice in the fintech space.
The company’s workforce is diverse, covering roles in software development, marketing, operations, customer support, and more. But what makes Opay particularly appealing to job seekers is its competitive remuneration packages and employee-friendly perks.
Entry-Level Salary at Opay (2025)
Opay offers competitive salaries to recent graduates and junior professionals. Entry-level salaries at Opay typically vary depending on the job function and location.
What is the Monthly Salary at Opay?
- Customer Support Agent: ₦100,000 – ₦150,000
- Field Sales Agent: ₦80,000 – ₦120,000 + commission
- Graduate Trainee: ₦150,000 – ₦180,000
- Junior Analyst/Operations Assistant: ₦120,000 – ₦160,000
Most roles come with on-the-job training, performance-based incentives, and structured probation periods.
Opay Salary for Technical Roles
Opay employs a strong technical workforce to support its apps, infrastructure, and digital wallet services.
These roles attract higher salaries due to the skill demand in Nigeria’s fintech sector.
Monthly Salary Estimates:
- Software Engineer: ₦400,000 – ₦850,000
- Backend Developer: ₦500,000 – ₦900,000
- Mobile App Developer (Flutter/React Native): ₦450,000 – ₦800,000
- DevOps Engineer: ₦600,000 – ₦1.2 million
In many cases, these roles also include remote flexibility and access to international projects.
Opay Customer Support and Sales Staff Salary
Customer service and sales representatives form the frontline of Opay’s services. Salaries in these roles are competitive and often include performance-based bonuses.
Estimated Monthly Pay:
- Customer Service Officer: ₦120,000 – ₦180,000
- Merchant Support Representative: ₦130,000 – ₦200,000
- Field Marketer: ₦100,000 + transport + sales commission
Field agents may earn more depending on location, performance bonuses, and targets achieved.
Opay Salaries for Operations and Business Roles
Operational staff ensure the smooth running of Opay’s merchant onboarding, POS deployment, and agent support systems.
Monthly Salary Range:
- Operations Officer: ₦150,000 – ₦250,000
- Risk & Compliance Officer: ₦200,000 – ₦350,000
- Logistics Coordinator: ₦120,000 – ₦220,000
- Quality Assurance Analyst: ₦180,000 – ₦280,000
Many of these roles require data analysis and field monitoring experience.
Opay Managerial Salary Structure
Mid-level and senior managers earn significantly more due to their strategic roles in growth, team leadership, and product expansion.
Monthly Salary Estimates:
- Operations Manager: ₦350,000 – ₦600,000
- Business Development Manager: ₦400,000 – ₦700,000
- Product Manager: ₦500,000 – ₦900,000
- Regional Sales Manager: ₦600,000 – ₦1 million
Most management roles also include performance bonuses, travel allowances, and team-based incentives.
Opay Executive and Director-Level Salaries
Executives at Opay play a crucial role in strategic decisions and business expansion. These roles come with high salaries and extensive perks.
Monthly Salary Range:
- Head of Engineering/Product: ₦1.5 million – ₦2.5 million
- Chief Technology Officer (CTO): ₦3 million – ₦4.5 million
- Chief Operations Officer (COO): ₦2 million – ₦4 million
- General Manager: ₦1 million – ₦2.5 million
Additional benefits may include stock options, housing allowance, and annual bonuses.
Allowances and Benefits Offered by Opay
Opay offers a wide array of benefits in addition to base salaries. These incentives help attract and retain talent in a competitive tech ecosystem.
Typical Benefits Include:
- 13th Month Salary
- Sales/Performance Bonuses
- Transport and Communication Allowance
- Health Insurance (HMO)
- Pension Contributions
- Paid Annual Leave
- Training and Certification Sponsorships
Some tech employees also receive flexible or hybrid work arrangements.
How Does Opay Compare to Its Competitors?
While Opay’s salary structure is competitive, how does it benchmark against other operators in the fintech industry?Let’s see the comparison:
Below is a table representing a brief comparison between Opay and other Nigerian fintech companies in terms of salary:
| Fintech Company | Entry-Level Pay (₦) | Software Engineer (₦) |
| Opay | ₦120,000 – ₦180,000 | ₦500,000 – ₦900,000 |
| Moniepoint | ₦150,000 – ₦200,000 | ₦600,000 – ₦1.2 million |
| Flutterwave | ₦200,000 – ₦300,000 | ₦800,000 – ₦1.5 million |
| Paystack | ₦220,000 – ₦350,000 | ₦900,000 – ₦1.6 million |
| Interswitch | ₦200,000 – ₦300,000 | ₦700,000 – ₦1.3 million |
While Opay salaries are competitive, benefits such as field incentives and volume-based commissions often make it a strong option for marketers and agents.
Opay Vs Flutterwave:
Opay offers a wider salary range, with entry-level salaries starting lower but senior roles reaching up to ₦1 million per month. Flutterwave has higher entry-level salaries, particularly for tech-related roles, with software engineers earning significantly more.
Opay focuses on fintech and mobile payments, while Flutterwave specializes in payment processing and financial technology solutions.
Kuda: Better in terms of entry-level positions; average salary offered is slightly lower than Opay.
Opay Vs Paystack
Paystack generally offers higher base salaries, especially in tech and managerial roles, while Opay provides strong commission-based earnings for field and sales agents.
How to Apply for a Job at Opay Nigeria
Interested in joining Opay? Here’s how you can get started:
- Visit the careers section at www.opayweb.com
- Check for available job listings across departments
- Submit your CV, cover letter, and portfolio (for technical roles)
- Prepare for aptitude tests, interviews, and skill assessments
- Follow up on your application through LinkedIn or HR contact points
Roles in tech, operations, and sales are often in high demand.
Final Thoughts Opay Salary Structure (2025)
As noted above, Opay Salary Structure (2025) illustrates the strategy to attract and retain outstanding professionals considering the competitive landscape of the fintech industry. With a comprehensive approach to salary, bonuses, and employee benefits, there remains no doubt that Opay stays competitive and appealing for prospective candidates.
Are you Interested in seeing what roles are available at Opay? Explore their career page to find a position that suits your expertise and career aspirations.
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