One of the award winning commercial banks in Nigeria is Premium Trust Bank Limited, this bank has become popular because of their excellent customer support services and advertisement strategies alongside unique solutions to banking.
With more employees trying to apply at the bank, it is important for people to know the salary scale along with the benefits and progression they can attain through working at the Premium Trust Bank Limited.
In this Premium Trust Bank Limited Salary Structure guide, we’ll cover:
2025 salary ranges from entry-level to executive positions
Detailed breakdown of allowances and bonuses
Career growth and promotion timeline
Comparison with industry standards
FAQs about Premium Trust Bank salaries
Also read: Fidelity Bank Salary Structure in Nigeria (2025)
Premium Trust Bank Salary Structure – 2025 (By Position Level)
1. Entry-Level Salaries (Graduate Trainees & Junior Officers)
- Monthly Salary Range: ₦150,000 – ₦300,000
- Positions: Graduate Trainees, Customer Service Officers, Cashiers
- Key Benefits:
- Health insurance (including dependents)
- Pension contributions (10% employer contribution)
- Transport allowance (₦40,000 – ₦60,000 monthly)
- Housing allowance (₦50,000 – ₦80,000 monthly)
- Performance bonus (up to 1 month salary annually)
2. Mid-Level Salaries (Officers & Analysts)
- Monthly Salary Range: ₦350,000 – ₦750,000
- Positions: Relationship Managers, Credit Analysts, IT Officers
- Key Benefits:
- Higher housing allowance (₦100,000 – ₦150,000)
- Professional certification sponsorship (ACCA, CFA, etc.)
- Annual performance bonus (15-25% of annual salary)
- Leave allowance (equivalent to 1 month’s salary)
3. Senior-Level Salaries (Managers & Department Heads)
- Monthly Salary Range: ₦800,000 – ₦2,500,000
- Positions: Branch Managers, IT Managers, Senior Accountants
- Key Benefits:
- Car allowance (₦300,000 – ₦500,000 annually)
- Larger performance bonuses (30-50% of annual salary)
- Stock options for top performers
- Enhanced medical coverage
4. Executive & Top Management Salaries
- Monthly Salary Range: ₦3,000,000 – ₦10,000,000+
- Positions: Directors, Chief Officers, Managing Director
- Key Benefits:
- Executive bonuses (50-100% of annual salary)
- Premium health insurance (including international coverage)
- Company shares and profit-sharing arrangements
- First-class travel allowances
Factors Influencing Salaries at Premium Trust Bank
- Qualifications & Certifications:
- Employees with MBA, MSc, or professional certifications (ACCA, CFA, CIS) earn 20-40% higher salaries.
- Performance Metrics:
- Annual performance reviews significantly impact bonuses and promotions.
- Location Premium:
- Lagos and Abuja positions typically pay 15-20% more than other locations.
- Specialized Skills:
- IT, Risk Management, and Investment Banking specialists command higher pay scales.
Premium Trust Bank Benefits & Perks (Beyond Salary)
✔ Comprehensive Health Insurance (Extended to 4 dependents)
✔ Generous Pension Plan (Above mandatory PENCOM requirements)
✔ Staff Loans (Up to ₦10m at 5% interest rate)
✔ Professional Development (Full sponsorship for certifications)
✔ Flexible Work Arrangements (Hybrid options for select roles)
✔ Employee Stock Options (For senior roles after 3+ years)
Career Growth & Promotion Timeline
Premium Trust Bank has a clear career progression path with average promotion timelines:
- Graduate Trainee → Officer: 12-18 months
- Officer → Senior Officer: 2-3 years
- Senior Officer → Assistant Manager: 3-4 years
- Manager → Senior Manager: 4-5 years
- Senior Manager → Executive: 5+ years
How Premium Trust Bank Salaries Compare to Industry
| Position | Premium Trust Bank | Industry Average |
| Graduate Trainee | ₦150k-₦300k | ₦120k-₦250k |
| Relationship Manager | ₦500k-₦800k | ₦400k-₦700k |
| Branch Manager | ₦1.2m-₦2.5m | ₦1m-₦2m |
| IT Department Head | ₦2.8m-₦4.5m | ₦2.5m-₦4m |
Data from Nigerian banking industry reports 2025
FAQs About Premium Trust Bank Limited Salary Structure
1. What is the current salary of a Graduate Trainee at Premium Trust Bank?
The 2025 starting salary ranges between ₦150,000 – ₦300,000 monthly, depending on qualifications.
2. How often does Premium Trust Bank increase salaries?
Annual salary reviews occur every January, with average increases of 10-15% for high performers.
3. Does Premium Trust Bank pay a housing allowance?
Yes, housing allowances range from ₦50,000 for entry-level to ₦300,000 for senior managers.
4. What bonuses can employees expect?
- Annual Performance Bonus: 1-3 months salary
- Special Recognition Bonus: Up to ₦500,000
- Profit Sharing: For senior roles
5. How quickly can one get promoted?
Exceptional performers can move from Officer to Manager in 3 years, compared to the standard 4-5 years.
Conclusion: Is Premium Trust Bank a Good Place to Work?
Premium Trust Bank distinguishes itself as an outstanding employer in Nigeria’s banking sector because of its above average salary, inclusive perks, and career advancement. Premium Trust Bank focuses on professional growth and offers incentives based on results, which makes the bank an appealing option for career-driven banking specialists.
Disclaimer: Salary figures are estimates based on industry research and may vary based on individual negotiations and performance.